June 13, 2024

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Best New Jersey CD rates for November 2023

2 min read

Now is a great time to put your money in a certificate of deposit (CD). Interest rates have been going up over the past two years, and CDs currently offer some of the highest rates available—much higher than you’ll get with a traditional savings account.

Not sure how to find the best CDs near you? Don’t worry, we did the heavy lifting for you. In partnership with Curinos, a leading provider of banking data and analytics, we analyzed more than 20,000 data points to find the best CD rates in New Jersey and the U.S. 

Keep in mind that our assessment of each institution isn’t exhaustive and our rankings focus solely on the APY.

Best CD rates in New Jersey overall

Compare rates from our partners

New Jersey has some of the best CD rates available today, but you don’t have to stop your search here. We curated some of the top CD accounts available nationwide from our partners.

Best CD rates in New Jersey by term

We worked with Curinos to identify the best CD rates in New Jersey by term, including 6-month, 1-year, and 5-year CDs. 

If there are special requirements that must be met in order to open an account, they’ll be indicated in the “Notes” column (keep in mind this field may be blank). We recommend contacting the financial institution directly to confirm account details and requirements before opening a CD.

Best 6-month CD rates in New Jersey

A 6-month CD is Ideal for savers who don’t want to lock up their funds for long. Earn a great rate on your deposit and have your funds back within a few months to use as you please.

Best 1-year CD rates in New Jersey

By keeping your money on deposit a bit longer, you may be able to earn an even higher rate. A 1-year CD offers a great balance between higher earning opportunities without locking in your funds for too long. 

Best 5-year CD rates in New Jersey

If you prefer a set-it-and-forget-it approach to your savings, consider a 5-year CD. With a longer term,…

Casey Bond

2023-11-22 15:13:13

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